ACH Outbound

The Automated Clearing House (ACH) is a payment network governed by the National Automated Clearing House Association (NACHA), which facilitates electronic bank-to-bank transfers. An Outbound ACH Payment is an ACH payment originating from your organization to an external account.

You may test an Outbound ACH transaction by first creating a Counterparty with the payment instructions contained within the Test Accounts tab within the Victor Application in the Staging Environment, available at

Refer to the Counterparties section for guidance on creating a counterparty for ACH Outbound payments. If you have used an invalid routing number the payment will show a Failed status.

The created payment will show an initial status of “Sent” and transition to “Successful” soon thereafter.

ACH Payments Overview
Create ACH API Reference