Create ACH Payment

post

https://api.stage.victorfi.com/v2/payments/ach

ACH is the main network for the transfer of electronic funds within the US. Using ACH, both credits and debits are available, but ACH is typically slower than other payment transfer types (Wire, RTP, etc.). For more information on ACH, cutoff times, and transaction states, see ACH Payments.

This endpoint allows for the creation of an ACH payment. ACH payments can be scheduled for same-day or next-day.

Please refer to the Amending Company Name page for more information regarding the company_id and company_name fields.

Body Params

amount

string

required

length ≥ 0

company_name

string

length between 0 and 16

Optional company name to pass in to override for ACH origination.

company_id

string

length between 0 and 10

Optional company name to pass in to override the ACH originating company.

client_reference_id

string

length between 0 and 128

counterparty_reference

string

required

length between 0 and 16

description

string

length between 0 and 100

direction

string

enum

required

Allowed:

originating_account_number

string

required

length between 3 and 20

schedule

string

enum

required

Allowed:

sec_code

string

enum

required

ccd - Cash Concentration and Disbursement
ppd - Prearranged Payment and Deposit
web - Internet-Initiated Entry

Allowed:

company_entry_description

string

length between 0 and 10

A description of the purpose of the payment.

Headers

Idempotency-Key

string

length ≤ 128

A client provided unique value used by the server to identify subsequent retries of the same request.

Responses

Language

URL

Response

Click Try It! to start a request and see the response here! Or choose an example:

application/json

200Request succeeded.

400Invalid payment request.