The Real-Time Payments (RTP) network from The Clearing House is a real-time payments platform that all federally insured US depository institutions are eligible to use. RTP payments are real-time, immediately available to the recipient (including weekends, holidays, and during non-bank hours), and settlement finality.
This endpoint allows for the creation of a refund request on the RTP Network using Victor. Real-Time Payments are final and refunds must be specifically requested and approved rather than withdrawn or returned. Please note that not all institutions are currently participating on the RTP Network. You can verify bank eligibility prior to submitting the request using the endpoint documented at RTP Service Eligibility.