The Real-Time Payments (RTP) network from The Clearing House is a real-time payments platform that all federally insured US depository institutions are eligible to use. RTP payments are real-time, immediately available to the recipient (including weekends, holidays, and during non-bank hours), and settlement finality.

This endpoint provides a validation mechanism that accepts a routing number and returns whether or not the financial institution associated with the routing number is currently participating on the RTP Network and if so, what services are available to the institution.