The Real-Time Payments (RTP) network from The Clearing House is a real-time payments platform that all federally insured US depository institutions are eligible to use. RTP payments are real-time, immediately available to the recipient (including weekends, holidays, and during non-bank hours), and settlement finality. The FedNow Service is a new instant payment infrastructure developed by the Federal Reserve that allows eligible depository institutions of different sizes across the U.S. to provide instant payment services. These Instant Payments can be made in real time, around the clock, every day of the year, including weekends and holidays.

This endpoint is used to provide a response to an inbound payment request. The confirmation can be an acceptance or rejection.