Counterparties represent the entity on the other side of any financial transaction created in the Victor Platform. The Counterparty Object includes nested Objects to contain the relevant bank account information required to complete both ACH and Wire transfers.

Counterparty Object Description

A Counterparty Object within the Victor Platform has the following fields:

Field	Type	Description
id	String	Unique identifier of the Counterparty as stored in the Victor Platform
account_name	String	Name of the Counterparty
counterparty_id	String	ID of the Counterparty receiving the transfer. Counterparty object must contain ACH details
created_at	String	Timestamp of when the Counterparty was created
updated_at	String	Timestamp of the when the Counterparty was last updated
counterparty-ach-info	Object	ACH-related details of the Counterparty (see ACH Object description below)
counterparty-wire-info	Object	Wire-related details of the Counterparty (see Wire Object description below)
counterparty-rtp-info	Object	RTP-related details of the Counterparty (see RTP Object description below)

ACH Object Description

As a nested Object under the Counterparty Object, the ACH Object has the following fields:

Field	Type	Description
account_number	String	Account number of the Counterparty for sending ACH payments
account_type	String	Type of account, for example Savings or Checking
routing_number	String	Routing number of the financial institution where the ACH payment will be sent

Wire Object Description

As a nested Object under the Counterparty Object, the Wire Object has the following fields:

Field	Type	Description
account_number	String	Account number of the Counterparty for sending Wire payments
routing_number	String	Routing number of the financial institution where the ACH payment will be sent
bank_name	String	Name of the financial institution associated with this wire account.
address	String	Wire details of the Counterparty's Wire information (see Address Object description below)

Address Object Description

As a nested Object under the Counterparty Object, the Wire Object has an additional nested Object to represent the Address associated with the Wire account. The Address Object has the following fields:

Field	Type	Description
street_address1	String	Field 1 for the street address associated with the Counterparty's Wire information
street_address2	String	Field 2 for the street address associated with the Counterparty's Wire information
city	String	City associated with the Counterparty's Wire information
state	String	State associated with the Counterparty's Wire information
zip_code	String	Zip code associated with the Counterparty's Wire information

RTP Object Description

As a nested Object under the Counterparty Object, the RTP Object has the following fields:

Field	Type	Description
account_number	String	Account number of the Counterparty for sending RTP payments
routing_number	String	Routing number of the financial institution where the RTP will be sent