Payments Changelog

February 20, 2025


  • Added TrnCodeDesc enrichment to wires in Terminal status

February 12, 2025


  • Performance Enhancements
  • Added informational EOD ACH Return Preview Webhook

January 30, 2025


  • Added client_reference_id to RTP Send response
  • Added export to Nacha File Review Table
  • Added an additional field to NOC webhook
  • Added “Transaction Code” to ACH, Wire, and RTP webhooks and v2transactions (list/transactions)
  • Added ability to search by counterparty in client UI
  • Enhanced server error details for JH RTP 500 errors
  • Fixed an issue with ACH Return reference
  • Front end enhancements for returned payments
  • Fixed an issue associating RFP outbound and inbound records
  • Fixed an issue with RTP refund
  • Fixed an issue with book external transactions
  • Performance enhancements

January 23, 2025


  • Added Daily All Virtual Transaction report
  • Enhancements to RTP Transaction Holding functionality
  • Performance enhancements for ACH lookups
  • Performance enhancements for transaction search functionality
  • Updated transaction history list items

January 15, 2025


  • Update to allow alphanumerics on counterparties
  • Wire enhancements
  • Performance improvements

January 14, 2025


  • ACH enhancements
  • Fixed an issue with inbound wires stuck in pending
  • Fixed an issue with wire settlement and transaction updates
  • Improved client error messaging for RTP
  • Performance improvements

December 18, 2024



  • Fixed an issue related to wire transfers
  • Performance improvements for ACH
  • Security updates

December 5, 2024



November 26, 2024



  • Added ACH transaction type code and type to client UI
  • Added account history view
  • Added error description to book external debit transactions
  • Enhanced transaction limits
  • Fixed an issue related to UI transaction filtering
  • Fixed an issues related to OTP and password reset
  • Fixed an issue with RTP transactions stuck in pending
  • Fixed export issues
  • Fixed an issue with RTP refunds
  • Front end enhancements
  • Performance improvements for all payment types
  • Updates to NOC dashboard and modals
  • Updates to display of settlement times

November 12, 2024



  • Removed inherent balance value from webhook payloads

November 4, 2024



  • Added Victor Transaction ID to RTP Logging
  • Added Error Code and Description columns to transaction exports
  • Added remove/hide ability to OFAC panel on payments dashboard
  • Added endpoint to generate report of blocked payments
  • Added return dashboard download capability
  • Added ACH Return dashboard download capability
  • Added transaction details timeline
  • Enhancements to virtual running balance for ACH and RTP
  • Fixed an issue with inbound RTP and current balance display
  • Fixed an issue with transaction creation and updating of available balance
  • Fixed an issue with UI transaction approval
  • Fixed an issue related to max login attempts
  • Fixed an issue with webhook ordering
  • Fixed an issue with wire return via API returning null pointer exception
  • Fixed UI Bugs
  • Optimized status updates for RTP and ACH
  • Optimizations for processing multiple transaction status updates back-to-back
  • Performance enhancements
  • Updated payments transaction codes for savings account
  • Updated inbound RTP to show created date
  • Update to record a reason for a rejected RTP

October 30, 2024


  • Security Enhancements

October 3, 2024



  • ACH and RTP performance enhancements
  • Fixed an issue with dashboard transaction counts
  • Fixed an issue with ACH transaction status and returns
  • Fixed an issue related to wire approval
  • Fixed an issue with error codes in webhooks for failed transactions
  • Updated messages related to idempotency keys
  • Updated UI to always use EST timezone
  • Updated ledger export
  • Updated transaction history export

September 30, 2024



  • RTP Performance Improvements

September 25, 2024



  • Fixed issue with virtual account balance updates on outbound wire from virtual account
  • Updates to RTP send transaction behavior from virtual account
  • Updates to ACH Return file ingestion logic
  • Webhooks related performance improvements

September 23, 2024


  • Updates for RTP Performance
  • Removed transaction count from all endpoints

September 18, 2024


  • Fixed an issue with RTP webhooks

September 17, 2024


  • Performance Optimizations
  • Front end update to display for same-day transactions
  • Fixed an issue with Book Transfers

September 16, 2024


  • Updates to ACH Return functionality

September 12, 2024



  • Performance Updates

September 9, 2024


  • Updated NOC webhooks

September 5, 2024



  • Added Fed Trace ID to outbound ACH credit and debit originated from virtual accounts
  • Updated webhook route mapping

September 4, 2024


  • Fixed an issue with ACH Debit pulls on Virtual Accounts

August 30, 2024


  • Fixed an issue related to ACH and virtual accounts

August 27, 2024


  • Fixed a processing issue on RTP inbounds

August 22, 2024



  • Adjusted ACH transaction reprocessing timelines based on fund availability
  • Added daily reconciliation report
  • Added inherent balance to webhooks
  • Enhanced validations for ACH & RTP
  • Fixed an issue with successful status transactions sending multiple webhooks
  • Fixed an issue with settlement summary reporting on transactions
  • Updated notifications for RTP limits

August 7, 2024



  • Fixed issues with blocked payment recipient details
  • Fixed an issue with fed trace ID not populating in UI or webhooks on outbound ACH transactions
  • Performance enhancements for inbound ACH processing
  • Updated timing for ACH transactions to be marked as successful based on fund availability
  • Updated timing for ACH returns
  • Updated V2 transactions API to return originator_bank_name

July 17, 2024


  • Fixed an issue with exports timing out.

July 2, 2024


  • Updated counterparty name on account limits
  • Wire processing improvements

June 26, 2024


  • Updates to inbound wire processing for Jack Henry wires
  • Fixed a transaction status issue occurring when a user sends multiple ACH Payments from a virtual account.

June 20, 2024


  • Fixed an issue with view transaction limit information
  • Fixed an issue with RTP inbound statuses
  • Fixed an issue with ACH Outbound
  • Fixed an issue with ACH virtual transactions
  • Updated inbound RTP webhooks with sender information

May 22, 2024


  • Added support for querying by client_reference_id to getTransaction endpoint
  • Added additional fields to RFP webhooks for consistency across webhooks
  • Enhancements for performance and security
  • Fixes for RTP transactions
  • General UI fixes
  • Updated ledgering to include account type and program ID
  • Updated inbound RTP webhooks with sender information
  • Updated EFT description when originating book external debits/credits from virtuals

May 8, 2024


  • Fixed an issue with Company Entry Description on ACH

May 2, 2024


  • Fixed an issue with webhooks on ACH

May 1, 2024


  • Fixed a UI issue on ACH Reversals screen

April 30, 2024


  • Enhancements made to ACH processing

April 29, 2024


  • Update to webhook behavior for book internal transactions to include transactions in FAILED status

April 18, 2024


  • Performance Updates

April 16, 2024


  • Updates to account sweep functionality
  • Updates to book external debit webhook behavior

April 15, 2024


  • Fixed an issue with account sweep exception behavior

April 2, 2024


  • Added ability to edit program type in ledgers
  • Renamed “description” field to “reason” in wire return API
  • UI Dashboard improvements

February 5, 2024


  • Added the ability to search based on transaction elements within a Ledger (ACH trace ID, IMAD, OMAD, Amount, Account Number, Account Name)
  • Added the ability to search by transaction amount in transaction history
  • Fixed an issue with filtering by account name in search
  • Fixed issues with editing the ledger in Ledger Programs view
  • Fixed an issue with sending book transfers between virtual accounts
  • Fixed an issue with RTP settlement account information not being displayed on ledgering program endpoint
  • Fixed an issue with fields not populating from V2 transaction API
  • Updated logic to show the sponsor bank name when creating a program

January 23, 2024


  • Updates to improve account sweep performance

January 10, 2024


  • Fixed an issue with running balances related to account sweep transactions

January 4, 2024


  • Modified counterparties to allow account numbers to include non-numeric characters

Victor Technologies, Inc., is a wholly-owned subsidiary of MVB Edge Ventures, Inc., and a part of the MVB Bank, Inc., family.