Payments Changelog

February 5, 2024


  • Added the ability to search based on transaction elements within a Ledger (ACH trace ID, IMAD, OMAD, Amount, Account Number, Account Name)
  • Added the ability to search by transaction amount in transaction history
  • Fixed an issue with filtering by account name in search
  • Fixed issues with editing the ledger in Ledger Programs view
  • Fixed an issue with sending book transfers between virtual accounts
  • Fixed an issue with RTP settlement account information not being displayed on ledgering program endpoint
  • Fixed an issue with fields not populating from V2 transaction API
  • Updated logic to show the sponsor bank name when creating a program

January 23, 2024


  • Updates to improve account sweep performance

January 10, 2024


  • Fixed an issue with running balances related to account sweep transactions

January 4, 2024


  • Modified counterparties to allow account numbers to include non-numeric characters

December 21, 2023


  • Fixed an issue where running balances were being maintained, but not carried over with each transaction.

December 14, 2023


  • Added ability to download NOC dashboard
  • Added trace ID to transaction modal and updated trace ID fields for ACH and IAT transactions
  • Added trace ID and updated ID fields to V2 API endpoints
  • Added trace ID to and updated ID fields to webhooks
  • Added submitted ACH company ID, company name, and company_entry_description to transaction modal view
  • Fixed an issue with linking external account ID/Type
  • Updated return wire fields to include more fields from the original wire

November 14, 2023


  • Fixed an issue with RTP transaction limits
  • Fixed an issue with inbound book external debit transaction details
  • Fixed an issue with API request validation
  • Performance updates for book transfers
  • Updated behavior of API token cache release
  • Updated ACH failover file naming convention
  • Updated UI for consistency with account allowed payment types
  • Updated UI for RTP send notification and hold transactions exceeding limits

October 24, 2023


  • Added victor_counterparty_id to NOC webhook

October 18, 2023


  • Fixed an issue with NOC webhooks
  • Updated ACH return transaction creation functionality

October 16, 2023


  • Fixed an issue with outbound wire webhooks

October 11, 2023


  • Added ability for Wire Return API to accept a portion of the wire amount
  • Added filtering capabilities to List Payment Requests endpoint
  • Added support for ‘today’ in RFP due date filtering
  • Fixed an issue with ACH Reversals in staging environment
  • Fixed an issue with RTP Respond to Payment Request
  • Performance improvements

September 21, 2023


  • Added OFAC process optimizations

September 18, 2023


  • Added the ability to sort ACH Reversals by transaction date, reversal date, client name, bank name.
  • Added support for edit/update of counterparty name in the API
  • Enhanced ability to search for transactions
  • Bank address detail fields are no longer required in UI

September 11, 2023


  • Added support for querying ONHOLD status for outbound wires

September 7, 2023


  • Enhancements to wire processing
  • Improve webhook delivery failure logic

August 14, 2023


  • Added decimal places to values in admin dashboard chart tooltips
  • Added mandatory attestation requirement to request originated ACH credit reversals
  • Added additional ACH file search capabilities
  • Added ACH debit block information on Virtual Accounts list
  • Fixed an issues with wires processed via the pending wire job
  • Updated ACH return endpoints

July 27, 2023


  • Added Payments dashboards to Oversight product
  • Added ability for clients to cancel pending ACH transactions via UI
  • Added transaction failure information to the UI
  • Added ability for clients to return a wire via API
  • Updated error codes

July 19, 2023


  • Updates to support ACH Reversal functionality

July 6, 2023


  • Added support for both inbound and outbound wires with Get Wire Payment

July 5, 2023


  • Added ACH support for reversal on virtual accounts
  • Added failure reason to transaction for failed wires
  • Added Originator Address into response for /v2/payments/wire{ID}
  • Fixed a display issue on transaction detail page for wires
  • Fixed an issue with transaction detail modal on ACH reversals
  • Updated sponsor bank filter
  • Updated inbound transaction webhooks
  • Updates to handling of wires sent after cutoff window

June 28, 2023


  • Additional Updates for originating account ID

June 27, 2023


  • Fixed an issue with Originating Account ID

June 21, 2023


  • Added ability for bank to see limits
  • Added ability for bank to see core settings
  • Added dynamic configuration of branch codes
  • Added ability to filter by bank on the client page
  • Fixed an issue with getTransaction endpoint return values in Transaction Type field
  • Fixed an issue with incorrect limits being displayed for admins
  • Fixed an issue with removing values from amount filters as an admin
  • Fixed an issue with ACH trace number file processing
  • Fixed an issue with wire file previews
  • Fixed an issue with bank read-only user view
  • Enabled ability to close user details modal by clicking outside of it as an admin
  • Enabled read-only wire review page
  • Enables read-only ACH file review page

June 14, 2023


  • Added support for 10-digit zip codes on counterparties (API and UI)
  • Increased maximum allowed characters in createWirePayment description field to be 140 characters

June 7, 2023


  • Added support for letters and certain special characters in counterparty account number
  • Added support for inbound ACH debit blocking
  • Added ability to filter by bank on client pages
  • Fixed an issue with webhook trigger timing on inbound wire & ach transactions
  • Fixed an issue with filtering on transaction report exports
  • Updates to wire cutoff time handling
  • Updates to support read-only bank operations user role

May 25, 2023


  • Added ledgering program ID column to the clients account lists
  • Added parent reference ID to ACH reversal web hooks
  • Fixed an issue with ACH Reversal offset records
  • Updates to ACH reversal functionality

May 23, 2023


  • Exposed endpoint in external API to allow access to daily reconciliation report

May 17, 2023


  • Added support for routing wires through an intermediary bank via UI
  • Enhanced platform configurations
  • Fixed an issue with wire beneficiary line 3
  • Fixed an issue with ledger program summary screen
  • Fixed an issue with multiple ACH outbound webhook entries
  • Fixed a UI bug related to pin approval page and user type

May 15, 2023


  • Added originatorToBeneficiary to getTransaction response

May 10, 2023


  • Added ACH reversal and ACH debit reversal to outbound ACH webhook filter
  • Fixed an issue on inbound transactions to virtual accounts

May 9, 2023


  • Added support for ACH reversals
  • Added support for retries with idempotency using JHA RTP Header
  • Enabled amount based notifications and holds on RTP transactions for configurable time periods
  • Enabled volume based notifications for RTP transactions
  • Fixed an issue with effective date reporting on ACH transactions
  • Fixed an issue with service details in ACH transactions
  • Fixed an issue with display of transaction limits in client view
  • Removed Global Transaction Limit tab

April 26, 2023


  • Added completed at column to transaction history view and export
  • Added ability to initiate an ACH reversal from transaction view
  • Added ACH company name limit of 16 characters
  • Added modified amount to RFP respond to payment body
  • Added client_reference_id to outbound ACH and outbound wire webhook payload
  • Added ability to support routing wires through an intermediary bank
  • Fixed a UI bug related to refreshing transaction history page
  • Improved ACH reversal UI
  • Improved support for RTP ultimate creditor and debtor fields

April 6, 2023


  • Added company entry description field in UI
  • Added support for /v2/compliance endpoint
  • Enhanced RTP limit functionality
  • Fixed an issue related to webhook signing
  • Fixed an issue related to RTP tokens
  • Fixed an issue related to wire status and pending approval
  • Improved webhook content for wire transactions

March 29, 2023


  • Fixed an issue with inbound wires.

March 28, 2023


  • Added company name search functionality in transaction history view within client view
  • Fixed an issue with wire status transition to pending approval in the UI

March 21, 2023


  • Fixed an issue with Search by Company Name

March 15, 2023


  • Added RTP as a transaction type in /v2/transactions endpoint
  • Added OFAC screen to outbound RTP transactions
  • Fixed an issue with account creation
  • Fixed an issue with inbound ACH
  • Fixed an issue with ACH cancelations
  • Fixed an issue with virtual account balances on failed transactions

March 7, 2023


  • Updates for ACH Returns

March 6, 2022


  • Fixed an issue with display of dates in Transaction History and Recipient Details

March 2, 2023


  • Added ACH company ID, company name, company entry description columns to transaction history export
  • Added ability for RfP payee to respond with a modified amount
  • Enhanced NOC support via UI
  • Fixed an issue where RTP recipients were unable to be added via UI
  • Fixed a race condition related to RTP send after RfP approval
  • Fixed an issue related to user creation via UI
  • Fixed an issue related to ledgering program creation via UI

February 14, 2023


  • Added transaction IDs to webhooks for RTP transactions involving virtual accounts
  • Fixed a bug related to virtual accounts and balance inquiries
  • Fixed a bug related to saving bank names longer than 15 characters
  • Removed WireAmt field from inbound wire webhook body
  • Updated ACH payment field requirements
  • Updated account sweeps to require destination accounts not already in-use
  • Updated webhooks to always return documented fields

January 30, 2023


  • Added webhooks for RTP Request for Payment (RfP) status updates
  • Added fields to webhook payload for inbound wires
  • Fixed an issue with webhook status triggers
  • Fixed an issue related to virtual ledger balance updates for ACH and Wire Reversals
  • Fixed an issue related to outbound RTP send transactions
  • Fixed a race condition related to automatic account sweep actions
  • Updated forgot password/login email to be case insensitive
  • Updated UI to support ACH transactions with a Return status

January 23, 2023


  • Fixed an issue with inbound wire handling

January 19, 2023


  • Added return_reference_id and parent_reference_id to API response objects for get transaction and list transaction endpoints
  • Fixed an issue with v2 fetch transactions
  • Fixed a filtering issue within the primary ledger
  • Fixed an issue with parent reference ID
  • Fixed an issued with wire origin address
  • Fixed an Issue with new transactions UI endpoints
  • Improved virtual account exports
  • Improved handling of running balance
  • Updated ACH transaction handling
  • Updated transaction limit UI

January 11, 2023


  • Fixed an issue related to wires and input validation

January 04, 2023


  • Enhancements to support Fiserv as Payment Processor

December 20, 2022


  • Updated Recon Report
  • Improved handling of incoming and outgoing trace numbers

December 16, 2022


  • Added wire origin address in inbound wire webhook details
  • Fixed a bug related to ACH debits and future dates
  • Fixed an issue related to search filters and account sweeping
  • Increased character length for transaction limit checks
  • Minor UI enhancements
  • Updated UI balance status to align with API and payments logic

December 8, 2022


Fixed a bug related to failed ACH transactions and virtual accounts

December 6, 2022


  • Added support for ACH company entry description field
  • Enhanced the UI menu functionality to collapse
  • Enhanced ACH webhook support for notice of change
  • Fixed a bug related to RTP refund endpoint
  • Minor account sweep UI improvements and bug fixes

November 29, 2022


  • Fixed a bug related to ACH transactions and virtual accounts

November 22, 2022


  • Added support for opening and closing balance tracking
  • Added ACH company ID and name to webhooks
  • Enhanced account sweep functionality
  • Fixed an issue with book external webhooks missing information
  • Fixed an issue where transactions filters were not applying to primary transaction ledger view
  • Fixed an issue related to ledgering balance checks and empty ledgering programs

November 16, 2022


  • Added support for UI to retrieve RTP counterparty information
  • Enhanced account sweep API and UI
  • Fixed a bug related to RTP eligibility check
  • Improved transaction list reads performance for large data sets

November 8, 2022


  • Added support for ACH addenda record
  • Added UI support for account sweeping
  • Enhanced transaction limit UI
  • Fixed an issue with transaction limits and book internal transfers
  • Fixed an issue related to program ID and ledger creation
  • Fixed an issue preventing transaction limits to be deleted via API
  • Fixed an issue with country code and wires
  • Improved feature flagging support
  • Improved ACH error handling
  • Improved query performance
  • Improved naming convention between account name and originator

October 18, 2022


  • Added company name and ID to transactions details for outbound ACH
  • Added support for account sweeping
  • Added support for transfers between virtual and core accounts
  • Added support for transaction queueing
  • Added RTP transactions to webhook configuration filter
  • Added Victor transaction on the primary transactional account to be included in the full ledger export
  • Enhanced RTP network error handling
  • Enhanced virtual account export
  • Fixed an issue where recipients were unable to be deactivated
  • Fixed a bug where transactions fetched by reference did not include all fields in repsonse
  • Improved payment failure errors
  • Improved routing number error messages
  • Improved RTP transaction failure and error handling
  • Minor UI improvements
  • Updated counterparty API to make bank_address field optional for wire information

October 11, 2022


  • Enhanced user created limits

October 7, 2022


  • Fixed an issue related to ACH transfers and company ID

October 6, 2022


  • Fixed an issue with ACHCompName in ACH and webhooks

October 4, 2022


  • Added support for account line of credit
  • Added support for inbound RTP credit payments to virtual accounts
  • Enhanced pin code approval lockout logic
  • Enhanced support for transaction queuing
  • Fixed an issue with outbound wires and Virtual Accounts
  • Fixed an issue with book transfer destinations in Victor UI
  • Fixed an issue with webhook wire_inbound_details nesting
  • Updated ACH transactions to include ACH return reference ID
  • Updated UI to show failed transactions from exceeded limits

September 21, 2022

  • Fixed an issue related to inbound wires

September 12, 2022


  • Added content-type added to ACH file download
  • Enhanced global transaction limit logic
  • Fixed a bug related to account reference character limits
  • Improved outbound RTP transaction logic
  • Improved transaction lookup performance
  • Updated UI transaction view and detail view field names to use beneficiary and originator

September 8, 2022


  • Fixed a permission issue for ledger transaction export
  • Fixed a whitespace issue when pasting OTP code
  • Fixed a redirect issue for returns within the dashboard
  • Fixed a UI issue regarding report end date selection
  • Enhanced dashboard to link to account and transaction details
  • Enhanced ledger navigation

September 1, 2022


  • Improved transaction flow for inbound wires when transitioning through an OFAC hold

August 30, 202


  • Fixed an issue related to RTP transaction processing and transaction status

August 29, 2022


  • Fixed an issue related to password reset
  • Updated role selection to include only client accessible roles

August 24, 2022


  • Fixed an issue with displaying negative amounts on select exports
  • Updated export columns and removed currency symbol
  • Added Support for RTP Send outbound for Virtual Accounts

August 22, 2022


  • Fixed an issue related to inbound wire transaction display

August 16, 2022


  • Minor UI improvements
  • Added support for account numbers and transaction IDs to link to detailed view

August 12, 2022


  • Added parent reference ID field to ACH return webhooks

August 10, 2022


  • Added support for a user to have multiple roles
  • Added support to RTP transaction limits
  • Added support to batch ACH transactions by sponsor bank and company ID
  • Added support for ACH testing
  • Enhanced permission check logic
  • Fixed an issue related to book internal transfers
  • Fixed an issue related to dates and transaction history export
  • Fixed an issue related to virtual ledger creation and failed KYC
  • Improved testing capabilities for RTP and RFP
  • Improved email notifications
  • Improved overall transaction limit capabilities
  • Updated email subject for password reset
  • Updated EFT description on book transfers for externally originated ACH transactions

July 25, 2022


  • Fixed an issue with Wire Return details in the UI
  • Fixed an issue related to reactivated users
  • Fixed an issue with filtering amounts on tables
  • Fixed issues related to running balance on incomplete/failed transactions
  • Fixed an issue with ACH Transaction Inquiry returns
  • Added ability for clients to cancel pending ACH transactions prior to batch submission.
  • Added running balance to API response and data exports
  • Added support for IMAD/OMAD on wires for virtual accounts
  • Added additional filtering capabilities for Transaction History Report
  • Added support for Company ID on ACH

July 14, 2022


  • Fixed an issue with inbound ACH debit to virtual accounts

July 12, 2022


  • Enabled CSV with expected EFT description

July 7, 202


  • Fixed an issue with EFT description for inbound wires

July 5, 2022

  • Added book internal and book external fields to transaction history filter
  • Added support for ACH testing
  • Added wire webhook for outbound ledger transactions
  • Added filtering support for last 4 digits of account number
  • Added support to make ACH Trace Number available via webhooks for incoming and outgoing ACH transactions
  • Added IMAD/OMAD to transaction in API and reports
  • Added the EFT description when doing a book internal transfer for an inbound wire
  • Enhanced PIN security requirements
  • Fixed an issue with ledger exports
  • Fixed an issue with transaction history date range minimums
  • Fixed an issue where user PIN was unable to be updated
  • Improved ACH and wire transaction error responses
  • Improved UI for PIN number complexity requirements
  • Improved paging support for get accounts endpoint
  • Ledgering program create/update supports UUID instead of integer ID
  • Sponsor bank endpoints now support UUID instead of integer ID

June 28, 2022


  • Fixed an issue with ledger exports

June 16, 2022


  • Fixed an issue with ACH account type and counterparties

June 14, 2022


  • Added ability to view incomplete and/or failed transactions
  • Added ability to see recipient transaction totals
  • Added RTP request for refund API
  • Added ledgering program ID on get account and list account APIs responses
  • Enhanced ACH return details
  • Fixed an issue with counterparty edit functionality
  • Fixed a UI bug related to deleted recipients
  • Improved inbound transaction logic for ledger accounts
  • Improved transaction history performance
  • Improved RTP event status handling
  • Security enhancements

June 2, 2022

  • Added support for additional ACH transaction codes

May 11, 2022


  • Fixed an issue with missing details in webhook responses

May 2, 2022


  • Improved webhook signature logic

April 26, 2022


  • Fixed a bug related to OFAC screening in transaction details
  • Improved ledgering program generation
  • Fixed an issue with feature flags
  • Improved log santization
  • Added ability to delete inactive recipients
  • Enhanced ACH webhook support

April 15, 2022


  • Bug fix to ensure ledger account consistency

April 13, 2022


  • Added account name to transaction export
  • Enhanced transaction search
  • Fixed an issue with user list pagination
  • Enhanced wire transaction processing for ledger accounts
  • Enhanced OFAC watchlist monitoring
  • Added support for RTP transactions
  • Fixed an issue with transaction effective date
  • Improved UI performance
  • Added ability to delete counterparties via UI
  • Fixed an issue with book external transaction display direction
  • Enhanced error handling for inbound ACH transactions
  • Added support for ledgering account transactions in different programs
  • Added webhook support for RTP transactions
  • Improved UI for debit transactions
  • Added support for multiple ledgering programs per client

April 5, 2022


  • Fixed an issue with ACH event processing

April 1, 2022


  • Added account identification details to webhooks

March 25, 2022


  • Fixed an issue related to wire transactions for ledger accounts

March 24, 2022


  • Modified fund availability scheduler for ledger account support
  • Fixed an issue with user creation
  • Added support for book external counterparties via API
  • Added support for originating ACH debit transactions for ledger accounts
  • Updated recipients to add support for numbers in the name
  • Enhanced ACH support to allow company name override
  • Added support to display reversal transactions
  • Added support for international ACH
  • Enhanced transaction export to support larger exports
  • Fixed an issue with wire display status related to OFAC holds
  • Improved event and webhook processing
  • Fixed an issue with password reset
  • Fixed an issue with expired tokens and OTP page

March 4, 2022


  • Added support for originating ACH debits from ledger accounts
  • Fixed an issue with funds availability calculation and holidays
  • Enhanced support for ACH origination API and company name
  • Enhanced ACH support
  • Fixed an issue with wires in OFAC Violation status

February 25, 2022


  • Fixed an issue with report modal export date ranges

February 18, 2022


  • Added support for additional role
  • Updated webhooks page
  • Fixed an issue with recipient name and added new address fields
  • Added ability to sort by amount for Victor transactions
  • Enhanced table view to display account name
  • Added export to ledger pages
  • Added support for book transfer payments
  • Updated transaction list to display available balance
  • Updated user profile pin functionality
  • Enhanced support for external book transfers
  • Enhanced ledger account export
  • Improved ACH settlement support
  • Fixed an issue with dates and timezones for ACH and wire
  • Updated ACH file to include Victor transaction ID
  • Removed v1 API
  • Fixed an issue with recipient totals
  • Fixed an issue with ACH counterparty

February 4, 2022


  • Updated default ACH cutoff time
  • Fixed an issue with ledger account export

January 28, 2022


  • Bug fix for wire transactions and descriptions

January 27, 2022


  • Added ability to delete webhooks
  • Updated phone number requirements
  • Updated recipients to include additional fields and fixed validation issue with name
  • Added support for sorting victor transactions by amount
  • Added export to ledger pages
  • Added support for book transfer payments
  • Added ability to create ACH payments
  • Enhanced support for transaction identifier idempotency
  • Enhanced error handling for mass payment transactions
  • Added support for wire approval tracking
  • Added fields to transaction report
  • Counterparty bug fix
  • Added API to delete webhooks
  • Enhanced transaction export
  • Improved ledger webhook logic
  • Updated date format in reports
  • Added export functionality to transaction page
  • Added ability to export ledger accounts

January 7, 2022


  • Fixed an issue with pagination
  • Improved the transaction view for deposits