Payments Changelog

April 18, 2024

Performance Updates

April 16, 2024

Updates to account sweep functionality
Updates to book external debit webhook behavior

April 15, 2024

Fixed an issue with account sweep exception behavior

April 2, 2024

Added ability to edit program type in ledgers
Renamed “description” field to “reason” in wire return API
UI Dashboard improvements

February 5, 2024

Added the ability to search based on transaction elements within a Ledger (ACH trace ID, IMAD, OMAD, Amount, Account Number, Account Name)
Added the ability to search by transaction amount in transaction history
Fixed an issue with filtering by account name in search
Fixed issues with editing the ledger in Ledger Programs view
Fixed an issue with sending book transfers between virtual accounts
Fixed an issue with RTP settlement account information not being displayed on ledgering program endpoint
Fixed an issue with fields not populating from V2 transaction API
Updated logic to show the sponsor bank name when creating a program

January 23, 2024

Updates to improve account sweep performance

January 10, 2024

Fixed an issue with running balances related to account sweep transactions

January 4, 2024

Modified counterparties to allow account numbers to include non-numeric characters

December 21, 2023

Fixed an issue where running balances were being maintained, but not carried over with each transaction.

December 14, 2023

Added ability to download NOC dashboard
Added trace ID to transaction modal and updated trace ID fields for ACH and IAT transactions
Added trace ID and updated ID fields to V2 API endpoints
Added trace ID to and updated ID fields to webhooks
Added submitted ACH company ID, company name, and company_entry_description to transaction modal view
Fixed an issue with linking external account ID/Type
Updated return wire fields to include more fields from the original wire

November 14, 2023

Fixed an issue with RTP transaction limits
Fixed an issue with inbound book external debit transaction details
Fixed an issue with API request validation
Performance updates for book transfers
Updated behavior of API token cache release
Updated ACH failover file naming convention
Updated UI for consistency with account allowed payment types
Updated UI for RTP send notification and hold transactions exceeding limits

October 24, 2023

Added victor_counterparty_id to NOC webhook

October 18, 2023

Fixed an issue with NOC webhooks
Updated ACH return transaction creation functionality

October 16, 2023

Fixed an issue with outbound wire webhooks

October 11, 2023

Added ability for Wire Return API to accept a portion of the wire amount
Added filtering capabilities to List Payment Requests endpoint
Added support for ‘today’ in RFP due date filtering
Fixed an issue with ACH Reversals in staging environment
Fixed an issue with RTP Respond to Payment Request
Performance improvements

September 21, 2023

Added OFAC process optimizations

September 18, 2023

Added the ability to sort ACH Reversals by transaction date, reversal date, client name, bank name.
Added support for edit/update of counterparty name in the API
Enhanced ability to search for transactions
Bank address detail fields are no longer required in UI

September 11, 2023

Added support for querying ONHOLD status for outbound wires

September 7, 2023

Enhancements to wire processing
Improve webhook delivery failure logic

August 14, 2023

Added decimal places to values in admin dashboard chart tooltips
Added mandatory attestation requirement to request originated ACH credit reversals
Added additional ACH file search capabilities
Added ACH debit block information on Virtual Accounts list
Fixed an issues with wires processed via the pending wire job
Updated ACH return endpoints

July 27, 2023

Added Payments dashboards to Oversight product
Added ability for clients to cancel pending ACH transactions via UI
Added transaction failure information to the UI
Added ability for clients to return a wire via API
Updated error codes

July 19, 2023

Updates to support ACH Reversal functionality

July 6, 2023

Added support for both inbound and outbound wires with Get Wire Payment

July 5, 2023

Added ACH support for reversal on virtual accounts
Added failure reason to transaction for failed wires
Added Originator Address into response for /v2/payments/wire{ID}
Fixed a display issue on transaction detail page for wires
Fixed an issue with transaction detail modal on ACH reversals
Updated sponsor bank filter
Updated inbound transaction webhooks
Updates to handling of wires sent after cutoff window

June 28, 2023

Additional Updates for originating account ID

June 27, 2023

Fixed an issue with Originating Account ID

June 21, 2023

Added ability for bank to see limits
Added ability for bank to see core settings
Added dynamic configuration of branch codes
Added ability to filter by bank on the client page
Fixed an issue with getTransaction endpoint return values in Transaction Type field
Fixed an issue with incorrect limits being displayed for admins
Fixed an issue with removing values from amount filters as an admin
Fixed an issue with ACH trace number file processing
Fixed an issue with wire file previews
Fixed an issue with bank read-only user view
Enabled ability to close user details modal by clicking outside of it as an admin
Enabled read-only wire review page
Enables read-only ACH file review page

June 14, 2023

Added support for 10-digit zip codes on counterparties (API and UI)
Increased maximum allowed characters in createWirePayment description field to be 140 characters

June 7, 2023

Added support for letters and certain special characters in counterparty account number
Added support for inbound ACH debit blocking
Added ability to filter by bank on client pages
Fixed an issue with webhook trigger timing on inbound wire & ach transactions
Fixed an issue with filtering on transaction report exports
Updates to wire cutoff time handling
Updates to support read-only bank operations user role

May 25, 2023

Added ledgering program ID column to the clients account lists
Added parent reference ID to ACH reversal web hooks
Fixed an issue with ACH Reversal offset records
Updates to ACH reversal functionality

May 23, 2023

Exposed endpoint in external API to allow access to daily reconciliation report

May 17, 2023

Added support for routing wires through an intermediary bank via UI
Enhanced platform configurations
Fixed an issue with wire beneficiary line 3
Fixed an issue with ledger program summary screen
Fixed an issue with multiple ACH outbound webhook entries
Fixed a UI bug related to pin approval page and user type

May 15, 2023

Added originatorToBeneficiary to getTransaction response

May 10, 2023

Added ACH reversal and ACH debit reversal to outbound ACH webhook filter
Fixed an issue on inbound transactions to virtual accounts

May 9, 2023

Added support for ACH reversals
Added support for retries with idempotency using JHA RTP Header
Enabled amount based notifications and holds on RTP transactions for configurable time periods
Enabled volume based notifications for RTP transactions
Fixed an issue with effective date reporting on ACH transactions
Fixed an issue with service details in ACH transactions
Fixed an issue with display of transaction limits in client view
Removed Global Transaction Limit tab

April 26, 2023

Added completed at column to transaction history view and export
Added ability to initiate an ACH reversal from transaction view
Added ACH company name limit of 16 characters
Added modified amount to RFP respond to payment body
Added client_reference_id to outbound ACH and outbound wire webhook payload
Added ability to support routing wires through an intermediary bank
Fixed a UI bug related to refreshing transaction history page
Improved ACH reversal UI
Improved support for RTP ultimate creditor and debtor fields

April 6, 2023

Added company entry description field in UI
Added support for /v2/compliance endpoint
Enhanced RTP limit functionality
Fixed an issue related to webhook signing
Fixed an issue related to RTP tokens
Fixed an issue related to wire status and pending approval
Improved webhook content for wire transactions

March 29, 2023

Fixed an issue with inbound wires.

March 28, 2023

Added company name search functionality in transaction history view within client view
Fixed an issue with wire status transition to pending approval in the UI

March 21, 2023

Fixed an issue with Search by Company Name

March 15, 2023

Added RTP as a transaction type in /v2/transactions endpoint
Added OFAC screen to outbound RTP transactions
Fixed an issue with account creation
Fixed an issue with inbound ACH
Fixed an issue with ACH cancelations
Fixed an issue with virtual account balances on failed transactions

March 7, 2023

Updates for ACH Returns

March 6, 2022

Fixed an issue with display of dates in Transaction History and Recipient Details

March 2, 2023

Added ACH company ID, company name, company entry description columns to transaction history export
Added ability for RfP payee to respond with a modified amount
Enhanced NOC support via UI
Fixed an issue where RTP recipients were unable to be added via UI
Fixed a race condition related to RTP send after RfP approval
Fixed an issue related to user creation via UI
Fixed an issue related to ledgering program creation via UI

February 14, 2023

Added transaction IDs to webhooks for RTP transactions involving virtual accounts
Fixed a bug related to virtual accounts and balance inquiries
Fixed a bug related to saving bank names longer than 15 characters
Removed WireAmt field from inbound wire webhook body
Updated ACH payment field requirements
Updated account sweeps to require destination accounts not already in-use
Updated webhooks to always return documented fields

January 30, 2023

Added webhooks for RTP Request for Payment (RfP) status updates
Added fields to webhook payload for inbound wires
Fixed an issue with webhook status triggers
Fixed an issue related to virtual ledger balance updates for ACH and Wire Reversals
Fixed an issue related to outbound RTP send transactions
Fixed a race condition related to automatic account sweep actions
Updated forgot password/login email to be case insensitive
Updated UI to support ACH transactions with a Return status

January 23, 2023

Fixed an issue with inbound wire handling

January 19, 2023

Added return_reference_id and parent_reference_id to API response objects for get transaction and list transaction endpoints
Fixed an issue with v2 fetch transactions
Fixed a filtering issue within the primary ledger
Fixed an issue with parent reference ID
Fixed an issued with wire origin address
Fixed an Issue with new transactions UI endpoints
Improved virtual account exports
Improved handling of running balance
Updated ACH transaction handling
Updated transaction limit UI

January 11, 2023

Fixed an issue related to wires and input validation

January 04, 2023

Enhancements to support Fiserv as Payment Processor

December 20, 2022

Updated Recon Report
Improved handling of incoming and outgoing trace numbers

December 16, 2022

Added wire origin address in inbound wire webhook details
Fixed a bug related to ACH debits and future dates
Fixed an issue related to search filters and account sweeping
Increased character length for transaction limit checks
Minor UI enhancements
Updated UI balance status to align with API and payments logic

December 8, 2022

Fixed a bug related to failed ACH transactions and virtual accounts

December 6, 2022

Added support for ACH company entry description field
Enhanced the UI menu functionality to collapse
Enhanced ACH webhook support for notice of change
Fixed a bug related to RTP refund endpoint
Minor account sweep UI improvements and bug fixes

November 29, 2022

Fixed a bug related to ACH transactions and virtual accounts

November 22, 2022

Added support for opening and closing balance tracking
Added ACH company ID and name to webhooks
Enhanced account sweep functionality
Fixed an issue with book external webhooks missing information
Fixed an issue where transactions filters were not applying to primary transaction ledger view
Fixed an issue related to ledgering balance checks and empty ledgering programs

November 16, 2022

Added support for UI to retrieve RTP counterparty information
Enhanced account sweep API and UI
Fixed a bug related to RTP eligibility check
Improved transaction list reads performance for large data sets

November 8, 2022

Added support for ACH addenda record
Added UI support for account sweeping
Enhanced transaction limit UI
Fixed an issue with transaction limits and book internal transfers
Fixed an issue related to program ID and ledger creation
Fixed an issue preventing transaction limits to be deleted via API
Fixed an issue with country code and wires
Improved feature flagging support
Improved ACH error handling
Improved query performance
Improved naming convention between account name and originator

October 18, 2022

Added company name and ID to transactions details for outbound ACH
Added support for account sweeping
Added support for transfers between virtual and core accounts
Added support for transaction queueing
Added RTP transactions to webhook configuration filter
Added Victor transaction on the primary transactional account to be included in the full ledger export
Enhanced RTP network error handling
Enhanced virtual account export
Fixed an issue where recipients were unable to be deactivated
Fixed a bug where transactions fetched by reference did not include all fields in repsonse
Improved payment failure errors
Improved routing number error messages
Improved RTP transaction failure and error handling
Minor UI improvements
Updated counterparty API to make bank_address field optional for wire information

October 11, 2022

Enhanced user created limits

October 7, 2022

Fixed an issue related to ACH transfers and company ID

October 6, 2022

Fixed an issue with ACHCompName in ACH and webhooks

October 4, 2022

Added support for account line of credit
Added support for inbound RTP credit payments to virtual accounts
Enhanced pin code approval lockout logic
Enhanced support for transaction queuing
Fixed an issue with outbound wires and Virtual Accounts
Fixed an issue with book transfer destinations in Victor UI
Fixed an issue with webhook wire_inbound_details nesting
Updated ACH transactions to include ACH return reference ID
Updated UI to show failed transactions from exceeded limits

September 21, 2022

Fixed an issue related to inbound wires

September 12, 2022

Added content-type added to ACH file download
Enhanced global transaction limit logic
Fixed a bug related to account reference character limits
Improved outbound RTP transaction logic
Improved transaction lookup performance
Updated UI transaction view and detail view field names to use beneficiary and originator

September 8, 2022

Fixed a permission issue for ledger transaction export
Fixed a whitespace issue when pasting OTP code
Fixed a redirect issue for returns within the dashboard
Fixed a UI issue regarding report end date selection
Enhanced dashboard to link to account and transaction details
Enhanced ledger navigation

September 1, 2022

Improved transaction flow for inbound wires when transitioning through an OFAC hold

August 30, 202

Fixed an issue related to RTP transaction processing and transaction status

August 29, 2022

Fixed an issue related to password reset
Updated role selection to include only client accessible roles

August 24, 2022

Fixed an issue with displaying negative amounts on select exports
Updated export columns and removed currency symbol
Added Support for RTP Send outbound for Virtual Accounts

August 22, 2022

Fixed an issue related to inbound wire transaction display

August 16, 2022

Minor UI improvements
Added support for account numbers and transaction IDs to link to detailed view

August 12, 2022

Added parent reference ID field to ACH return webhooks

August 10, 2022

Added support for a user to have multiple roles
Added support to RTP transaction limits
Added support to batch ACH transactions by sponsor bank and company ID
Added support for ACH testing
Enhanced permission check logic
Fixed an issue related to book internal transfers
Fixed an issue related to dates and transaction history export
Fixed an issue related to virtual ledger creation and failed KYC
Improved testing capabilities for RTP and RFP
Improved email notifications
Improved overall transaction limit capabilities
Updated email subject for password reset
Updated EFT description on book transfers for externally originated ACH transactions

July 25, 2022

Fixed an issue with Wire Return details in the UI
Fixed an issue related to reactivated users
Fixed an issue with filtering amounts on tables
Fixed issues related to running balance on incomplete/failed transactions
Fixed an issue with ACH Transaction Inquiry returns
Added ability for clients to cancel pending ACH transactions prior to batch submission.
Added running balance to API response and data exports
Added support for IMAD/OMAD on wires for virtual accounts
Added additional filtering capabilities for Transaction History Report
Added support for Company ID on ACH

July 14, 2022

Fixed an issue with inbound ACH debit to virtual accounts

July 12, 2022

Enabled CSV with expected EFT description

July 7, 202

Fixed an issue with EFT description for inbound wires

July 5, 2022

Added book internal and book external fields to transaction history filter
Added support for ACH testing
Added wire webhook for outbound ledger transactions
Added filtering support for last 4 digits of account number
Added support to make ACH Trace Number available via webhooks for incoming and outgoing ACH transactions
Added IMAD/OMAD to transaction in API and reports
Added the EFT description when doing a book internal transfer for an inbound wire
Enhanced PIN security requirements
Fixed an issue with ledger exports
Fixed an issue with transaction history date range minimums
Fixed an issue where user PIN was unable to be updated
Improved ACH and wire transaction error responses
Improved UI for PIN number complexity requirements
Improved paging support for get accounts endpoint
Ledgering program create/update supports UUID instead of integer ID
Sponsor bank endpoints now support UUID instead of integer ID

June 28, 2022

Fixed an issue with ledger exports

June 16, 2022

Fixed an issue with ACH account type and counterparties

June 14, 2022

Added ability to view incomplete and/or failed transactions
Added ability to see recipient transaction totals
Added RTP request for refund API
Added ledgering program ID on get account and list account APIs responses
Enhanced ACH return details
Fixed an issue with counterparty edit functionality
Fixed a UI bug related to deleted recipients
Improved inbound transaction logic for ledger accounts
Improved transaction history performance
Improved RTP event status handling
Security enhancements

June 2, 2022

Added support for additional ACH transaction codes

May 11, 2022

Fixed an issue with missing details in webhook responses

May 2, 2022

Improved webhook signature logic

April 26, 2022

Fixed a bug related to OFAC screening in transaction details
Improved ledgering program generation
Fixed an issue with feature flags
Improved log santization
Added ability to delete inactive recipients
Enhanced ACH webhook support

April 15, 2022

Bug fix to ensure ledger account consistency

April 13, 2022

Added account name to transaction export
Enhanced transaction search
Fixed an issue with user list pagination
Enhanced wire transaction processing for ledger accounts
Enhanced OFAC watchlist monitoring
Added support for RTP transactions
Fixed an issue with transaction effective date
Improved UI performance
Added ability to delete counterparties via UI
Fixed an issue with book external transaction display direction
Enhanced error handling for inbound ACH transactions
Added support for ledgering account transactions in different programs
Added webhook support for RTP transactions
Improved UI for debit transactions
Added support for multiple ledgering programs per client

April 5, 2022

Fixed an issue with ACH event processing

April 1, 2022

Added account identification details to webhooks

March 25, 2022

Fixed an issue related to wire transactions for ledger accounts

March 24, 2022

Modified fund availability scheduler for ledger account support
Fixed an issue with user creation
Added support for book external counterparties via API
Added support for originating ACH debit transactions for ledger accounts
Updated recipients to add support for numbers in the name
Enhanced ACH support to allow company name override
Added support to display reversal transactions
Added support for international ACH
Enhanced transaction export to support larger exports
Fixed an issue with wire display status related to OFAC holds
Improved event and webhook processing
Fixed an issue with password reset
Fixed an issue with expired tokens and OTP page

March 4, 2022

Added support for originating ACH debits from ledger accounts
Fixed an issue with funds availability calculation and holidays
Enhanced support for ACH origination API and company name
Enhanced ACH support
Fixed an issue with wires in OFAC Violation status

February 25, 2022

Fixed an issue with report modal export date ranges

February 18, 2022

Added support for additional role
Updated webhooks page
Fixed an issue with recipient name and added new address fields
Added ability to sort by amount for Victor transactions
Enhanced table view to display account name
Added export to ledger pages
Added support for book transfer payments
Updated transaction list to display available balance
Updated user profile pin functionality
Enhanced support for external book transfers
Enhanced ledger account export
Improved ACH settlement support
Fixed an issue with dates and timezones for ACH and wire
Updated ACH file to include Victor transaction ID
Removed v1 API
Fixed an issue with recipient totals
Fixed an issue with ACH counterparty

February 4, 2022

Updated default ACH cutoff time
Fixed an issue with ledger account export

January 28, 2022

Bug fix for wire transactions and descriptions

January 27, 2022

Added ability to delete webhooks
Updated phone number requirements
Updated recipients to include additional fields and fixed validation issue with name
Added support for sorting victor transactions by amount
Added export to ledger pages
Added support for book transfer payments
Added ability to create ACH payments
Enhanced support for transaction identifier idempotency
Enhanced error handling for mass payment transactions
Added support for wire approval tracking
Added fields to transaction report
Counterparty bug fix
Added API to delete webhooks
Enhanced transaction export
Improved ledger webhook logic
Updated date format in reports
Added export functionality to transaction page
Added ability to export ledger accounts

January 7, 2022

Fixed an issue with pagination
Improved the transaction view for deposits